The Jar of Life Goals and Dreams

Do you remember this beautiful jar from the movie UP of Disney? If not, this is the jar of Mr. Fredricksen and, his wife Ellie. They used it save money and make their dream travel to Paradise Falls a reality. However, as time goes by, unfortunate challenges happen that forced them to break the jar and use their savings to attend to the situation.

It is indeed a heartbreaking story. Many of us are like Mr. Fredricksen and Ellie. We save so we can travel, buy expensve things, eat delicious food and turn our dreams into reality. But during the process, we encounter unexpected situations like hospitalization or repairs in our home and other unforseen expenses that will lead us to using our savings.

You may not be aware but there is a way that can actually avoid this kind of situation, Financial Planning.

Financial Planning for You and Me.

Financial Planning or Financial management is a practice that we should all learn. It is the process where in we lay down all our expenses and evaluate to make sure that we have enough money to cover both planned and unplanned circumstances.

If we practice Financial Planning, we will know what we “want” and what we “need”. We will know what to prioritize and how we can divide our earnings in a matter where everything is covered.

Financial Planning the Barrier.

In a situation where we we’re caught off guard by sudden expense and we don’t have any savings or extra budget, we don’t have any choice but to borrow money. We are forced to borrow money from family, friends, banks and even from lending companies that has high interest has hidden charges.

We can avoid being broke and feel stress by using Financial Planning as a barrier. Planning for the future is not expensive. We just need to set our priorities and focus on what is important.

Want vs. Need

We, people have things that we wanted to have or get, a beautiful home, a fancy car, high end phones, fashionable clothes and others. These want are the things that block our eyes to see what we really need. What we really need in life is a secured and relaxing future and this is where Financial Planning comes in.

Want and Need will always be together, but giving them a specific weight based on their importance will break their bond. Things we want can wait, things we need is more important.

Financial Planning under the Sun.

To effectively plan our finances, we need guidance and experts that can properly explain the importance of Financial Planning. Friendly advisors are everywhere but not all are trained. In Sunlife, advisors are your #SunLifePartnerForLife. They are well-trained advisors that will be there not to sell but to help you experience financial freedom and help you #RestartingYourFinancialJourney.

They will help you protect what you have, Accumulate more on what you saved and transfer your wealth to what is important.

Financial Planning is important. It can your save life, properties and even your savings without compromising what can make us happy. If we practice Financial Planning and doing it with someone that is truly knowledgeable then time will come that the jar of our life goals and dreams will be full and be broken in time that we will make our dreams come true